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PORTER FIRE DEPARTMENT WORKING TOWARD LOWERING HOMEOWNERS INSURANCE RATES

Porter Fire Department recently demonstrated for the ISO evaluators that with a three-thousand foot hose lay they could effectively bring the fire hydrant to the fire. Currently the rating in the Porter Fire District is a 5/9. According to Assistant Fire Chief David Teverdaugh getting the rate down to a 2 is the goal.

Only departments like Houston and Dallas are able to acquire  1 rating which is the lowest for insurance rating.  With a 2 homeowners insurance can effectively be dropped 35% or more as seen in other area of the county.

To get this rating they had to lay 3000 feet of hose and have it flowing at 750 gallons per minute within the time given by the ISO people. They easily made that with time to spare.

In doing this it takes a lo of team work. Once the signal is given the hose trailer pulls up to the fire pumper staged at the water source. The hose is pulled and as the pumper crew makes the hose connection the hose is being laid to the tanker 3000 feet down the road and around the corner.

Even as the hose is still being laid from the trailer at close to thirty miles per hour water is already flowing into the line.

As soon as the last of the hose hits the ground the tanker pulls up and starts flowing water from the tanker onto the fire as the crew works to connect the hose and bleed all the air out of it. If the tanker runs out of water before water from the hose is able to supply it and the water flow is interrupted the test is a failure and must be rescheduled at a date which sometimes can be up to a year later.

With the crews completing the test and passing the ISO for the district could be seen as soon as six months from now.

Many people on their insurance policies need to check if they are being rated correctly. Many times the agent will just ask if you are within five hundred feet of a fire hydrant and on an answer of no uses that. On an insurance policy generally you will find your rating under PROTECTION CLASS.

The savings can be tremendous on the lower rating especially to business owners.

CLICK ON ARROW TO VIEW THE UNCUT VIDEO OF HOW TEAM WORK PAYS OFF

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