I was forwarded this 5-minute DWI video this evening with a note that it was graphic. After working in the media and with EMS and Fire since 1972 this is not close to what is seen in the field. For those who don’t see it on a day top day basis, yes I agree it is graphic but a must see by all,
This is produced by the Victorian Transport Accident Commission.
The Australian Victorian Government is much different than the US on compensating persons for accidents and assisting in medical bills to accident victims.
The TAC is a Victorian Government-owned organisation set up in 1986.
Its role is to pay for treatment and benefits for people injured in transport accidents. It is also involved in promoting road safety in Victoria and in improving Victoria’s trauma system.
Funding used by the TAC to perform these functions comes from payments made by Victorian motorists when they register their vehicles each year with VicRoads.
The TAC is a "no-fault" scheme. This means that medical benefits will be paid to an injured person – regardless of who caused the accident.
Legislation guides the TAC in the types of benefits it can pay and any conditions that apply. This legislation is called theTransport Accident Act 1986.
To ensure it remains a long-term compensation scheme, the TAC uses its funds fairly and responsibly. This ensures the TAC is able to meet the needs of seriously injured people who need lifetime care.
ACCIDENT COMPENSATION IN VICTORIA
Victoria has a proud history of providing socially-progressive accident compensation to motor accident victims.
The concept of providing care regardless of who was at fault in an accident (ie. "no fault" benefits) first emerged in 1971 with the establishment of the Road Accident Hospital Accounts Committee. Under RAHAC, 70% of an injured person’s hospital bills were paid automatically by the two insurers (State Insurance and RACV) before compensation matters had even been considered by the courts.
The success of this approach saw the establishment of the Motor Accident Board (MAB) on the 12 February 1974. At this point, the SIO was the only company offering third party insurance. The MAB legislation enshrined the no-fault concept into law and allowed for payment of medical expenses, and weekly income payments until the accident victim’s common law claim was settled. For accidents on or after the 1 September 1980, where there was no common law entitlement, no-fault benefits continued for life.
By the mid-1980s however, the MAB was effectively broke, prompting the Government to design a new form of transport accident compensation scheme for Victorians.
THE BEGINNINGS OF THE TAC
In 1986, the Victorian Parliament – with the support of both major parties – passed the Transport Accident Act 1986 establishing the TAC from 1 January 1987.
The purpose of the Act was to establish a compensation scheme "in respect of persons who are injured or die as a result of transport accidents."
A key feature of the TAC compensation scheme was the combination of no-fault and common law benefits, providing Victorians with the surety that everyone was covered regardless of fault, as well as allowing those who could prove fault to pursue further compensation through the courts.
The TAC belongs to the people of Victoria as a state owned enterprise of the Victorian Government. It operates as a commercial insurer and is funded both by premiums and investment income generated on reserves.
Apart from the effective and efficient management of Victoria’s accident compensation scheme, another of the TAC’s primary objectives is to reduce the incidence and cost of transport accidents.
The economic and social costs associated with road accidents have made the issue of road safety a major concern for the community.
The TAC pays an average of $150,000 each road death and an average of $1,500,000 for each serious injury (eg traumatic brain and spinal injuries). In the 2010/11 financial year, the TAC paid out $937 million in benefits and compensation, to 43,794 people which represents a direct cost to the Victorian community funded by premiums paid by vehicle owners.
By preventing accidents, lives will be saved, injuries will be reduced and savings to the Victorian community will be made.